{"id":3971,"date":"2026-01-07T21:29:40","date_gmt":"2026-01-07T21:29:40","guid":{"rendered":"https:\/\/www.selfstorage.com\/blog\/?p=3971"},"modified":"2026-02-13T17:47:30","modified_gmt":"2026-02-13T17:47:30","slug":"best-states-to-retire-in-2025","status":"publish","type":"post","link":"https:\/\/www.selfstorage.com\/blog\/best-states-to-retire-in-2025\/","title":{"rendered":"The Best States to Retire in 2025: Top Destinations for Every Lifestyle and Budget"},"content":{"rendered":"<div class=\"article-takeaways\">\n  <h5 class=\"article-takeaways-title\">Article takeaways<\/h5>\n  <ul class=\"\">\n    <li>Our research suggests that cities in Florida, Texas, Indiana, and Michigan show promise for retirees. <\/li><li>The best place to retire will depend on your individual budget and lifestyle needs.<\/li><li>Make sure you research the local culture and lifestyle of a potential retirement destination to make sure it\u2019s right for you.<\/li><li>Consider renting a storage unit to save space and assist with your retirement move.<\/li>\n  <\/ul>\n<\/div>\n\n\n<p>After a life spent working, saving, and securing your family&#8217;s legacy, you finally get to reap <a href=\"https:\/\/www.selfstorage.com\/blog\/5-best-places-to-retire-on-a-budget\/\">the rewards of retirement<\/a>\u2026but where will you choose to spend those years?<\/p>\n\n\n\n<p>Retirement looks different for everyone, and you\u2019ll want to make the best decision for your wants and needs. Do you want a simple, no-frills retirement, or a luxurious one? Do you prefer beaches, mountains, cities, or farmland? How do you <a href=\"https:\/\/www.selfstorage.com\/blog\/5-states-lowest-cost-living\/\">compare different states<\/a> based on taxes, healthcare, climate, culture, and cost?<\/p>\n\n\n\n<p>If you&#8217;re overwhelmed by the prospect of deciding where to retire, we&#8217;re here to help. In this article, we&#8217;ll go over a few important factors to consider and tips to use when nailing down your ultimate retirement destination.<\/p>\n\n\n\n<h2 id=\"what-states-have-the-lowest-tax-on-retirement-savings\" class=\"wp-block-heading\" id=\"h-what-states-have-the-lowest-tax-on-retirement-savings\">What states have the lowest tax on retirement savings?<\/h2>\n\n\n\n<p>You&#8217;ll be able to get the most out of your retirement savings in a state with little to no income tax or tax on Social Security benefits. After you&#8217;ve used the <em>$1000-per-month rule<\/em>, which states that you need approximately $240,000 in savings for every $1,000 you want to withdraw each month during retirement, it&#8217;s important to consider how taxes might affect those savings.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1000\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax.png\" alt=\"8 states that don't tax income to consider for retirement\" class=\"wp-image-3976\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax.png 1600w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax-300x188.png 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax-1024x640.png 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax-768x480.png 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/states-no-income-tax-1536x960.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>As of this writing, eight states don&#8217;t tax income:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/alaska\/\">Alaska<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/\">Florida<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/nevada\/\">Nevada<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/new-hampshire\/\">New Hampshire<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/south-dakota\/\">South Dakota<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/tennessee\/\">Tennessee<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/texas\/\">Texas<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.selfstorage.com\/self-storage\/wyoming\/\">Wyoming<\/a><\/li>\n<\/ul>\n\n\n\n<p>These tax breaks extend to Social Security and withdrawals from 401(k) and Roth IRA accounts. You&#8217;ll also find that most states don&#8217;t tax Social Security benefits or offer tax relief for retired seniors to offset their taxes; the only states that do tax Social Security benefits are <a href=\"https:\/\/www.selfstorage.com\/self-storage\/colorado\/\">Colorado<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/connecticut\/\">Connecticut<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/minnesota\/\">Minnesota<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/montana\/\">Montana<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/new-mexico\/\">New Mexico<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/rhode-island\/\">Rhode Island<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/vermont\/\">Vermont<\/a>, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/utah\/\">Utah<\/a>, and <a href=\"https:\/\/www.selfstorage.com\/self-storage\/west-virginia\/\">West Virginia.<\/a><\/p>\n\n\n\n<p>However, even with this information in hand, you should still do research to see how <a href=\"https:\/\/www.selfstorage.com\/blog\/5-states-lowest-cost-living\/\">the cost of living<\/a>, sales, and property taxes offset the income tax breaks a state may offer. It&#8217;s important to compare states and see whether what you&#8217;d save from taxes is worth an increased cost of living.<\/p>\n\n\n\n<h2 id=\"what-are-some-good-cities-to-retire-in-for-people-of-various-budget-sizes\" class=\"wp-block-heading\" id=\"h-what-are-some-good-cities-to-retire-in-for-people-of-various-budget-sizes\">What are some good cities to retire in for people of various budget sizes?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"1000\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget.png\" alt=\"Map of the USA with 5 retirement-friendly cities highlighted \" class=\"wp-image-3983\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget.png 1600w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget-300x188.png 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget-1024x640.png 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget-768x480.png 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/5-cities-to-retire-for-any-budget-1536x960.png 1536w\" sizes=\"(max-width: 1600px) 100vw, 1600px\" \/><\/figure>\n\n\n\n<p>No matter your budget, you can find <a href=\"https:\/\/www.selfstorage.com\/blog\/5-best-places-to-retire-on-a-budget\/\">a place to retire that won&#8217;t wipe out your savings. <\/a>Here are five selected destinations, from lowest to highest cost of living.<\/p>\n\n\n\n<p><p><\/p><div style=\"border: 1px solid #d0d0d0;\">\n    <table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 13px;\">\n        <thead>\n            <tr>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong>City and state<\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong>Cost of living<\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 35%; background-color: #f0f5fa;\"><strong>Key amenities<\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 35%; background-color: #f0f5fa;\"><strong>Who would thrive there?<\/strong><\/th>\n            <\/tr>\n        <\/thead>\n        <tbody>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/michigan\/midland\/\" style=\"color: blue; text-decoration: underline;\">Midland, MI<\/a><\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">20% below national average<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Close to one of the Great Lakes; walkable; top-rated healthcare facilities<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Seniors looking to stay active and healthy on a budget<\/td>\n            <\/tr>\n            <tr style=\"background-color: #fafafa;\">\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold; background-color: #fafafa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/spring-hill\/\" style=\"color: blue; text-decoration: underline;\">Spring Hill, FL<\/a><\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">16% below national average<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">The Weeki Wachee River, Nature Coast Botanical Gardens, and Pine Island Park beach<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">Seniors who want the Florida retirement experience without breaking the bank<\/td>\n            <\/tr>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/indiana\/fort-wayne\/\" style=\"color: blue; text-decoration: underline;\">Fort Wayne, IN<\/a><\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">7% below national average<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Vibrant local art, music, and community theatre scene; over 100 miles of trails<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Seniors looking to engage with the arts and seniors who enjoy the outdoors<\/td>\n            <\/tr>\n            <tr style=\"background-color: #fafafa;\">\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold; background-color: #fafafa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/texas\/the-woodlands\/\" style=\"color: blue; text-decoration: underline;\">The Woodlands, TX<\/a><\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">2% below national average<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">Proximity to Houston; extensive parks and trails; the Cynthia Woods Mitchell music pavilion<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">Seniors with a decent savings account who want to retire in an upscale yet suburban environment<\/td>\n            <\/tr>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/naples\/\" style=\"color: blue; text-decoration: underline;\">Naples, FL<\/a><\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">31% above national average<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Luxurious beaches, upscale living, resort-like daily life<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Seniors for whom money is no object<\/td>\n            <\/tr>\n        <\/tbody>\n    <\/table>\n<\/div><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fort Wayne, IN<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1438\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-scaled.jpg\" alt=\"Aerial view of Fort Wayne, Indiana\" class=\"wp-image-3977\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-scaled.jpg 2560w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-300x169.jpg 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-1024x575.jpg 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-768x431.jpg 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-1536x863.jpg 1536w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/fort-wayne-2048x1151.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>A combination of small town and small city charm invites potential retirees to <a href=\"https:\/\/www.selfstorage.com\/self-storage\/indiana\/fort-wayne\/\">Fort Wayne, Indiana.<\/a> Seniors looking to stay engaged with the great outdoors will enjoy the town\u2019s 100+ miles of hiking and walking trails, and patrons of the arts can explore local art museums or take in local talent at community theatre shows.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Midland, MI<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"2100\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-scaled.jpg\" alt=\"Arial view of a bridge in Midland, Michigan\" class=\"wp-image-3978\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-scaled.jpg 2560w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-300x246.jpg 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-1024x840.jpg 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-768x630.jpg 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-1536x1260.jpg 1536w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/midland-mi-2048x1680.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>Alongside a significantly lower cost of living than many places, <a href=\"https:\/\/www.selfstorage.com\/self-storage\/michigan\/midland\/\">Midland, Michigan<\/a> gives retirees access to beautiful Lake Michigan and plenty of places to walk and enjoy the outdoors. If you\u2019re looking to stay healthy during your retirement, Midland consistently ranks high in affordable, high-quality healthcare to keep you in good shape and improve your quality of life.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Spring Hill, FL<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-scaled.jpg\" alt=\"Weeki Wachee River near Spring Hill, Florida\" class=\"wp-image-3981\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-scaled.jpg 2560w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-300x200.jpg 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-1024x683.jpg 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-768x512.jpg 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-1536x1024.jpg 1536w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/Weeki-Wachee-Springs-spring-hill-fl-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p>Florida is a popular <a href=\"https:\/\/www.selfstorage.com\/blog\/most-expensive-places-to-live-in-the-us\/\">yet expensive place to retire<\/a>, but if you\u2019re looking for the full experience on a budget, look into <a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/spring-hill\/\">the community of Spring Hill<\/a>. You\u2019ll get the natural beauty of the Weeki Wachee River, plenty of local flora and botanical gardens, and easy access to beautiful beaches, all at a cost of living that\u2019s 16% below the national average.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The Woodlands, TX<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-scaled.jpg\" alt=\"View of the Woodlands, TX\" class=\"wp-image-3982\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-scaled.jpg 2560w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-300x169.jpg 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-1024x576.jpg 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-768x432.jpg 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-1536x864.jpg 1536w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/woodlands-tx-2048x1152.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.selfstorage.com\/self-storage\/texas\/the-woodlands\/\">The Texas community of The Woodlands<\/a> offers an upscale take on a suburban environment, allowing retirees to build a small-town community while taking advantage of amenities you usually only get in larger cities. Take in a show at the Cynthia Woods Mitchell Music Pavilion, visit local parks and trails, or even take a day trip to Houston in minutes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Naples, FL<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"2560\" height=\"1439\" src=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-scaled.jpg\" alt=\"Aerial view of Naples, Florida\" class=\"wp-image-3979\" srcset=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-scaled.jpg 2560w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-300x169.jpg 300w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-1024x575.jpg 1024w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-768x432.jpg 768w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-1536x863.jpg 1536w, https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/naples-fl-2048x1151.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/naples\/\">Naples<\/a> is where retirees who\u2019ve been saving for years go to spend their retirement years in the lap of luxury. If you\u2019re willing to save and pay for it, you\u2019ll have access to resort-like daily life, upscale food and places to live, and some of the most beautiful beaches in all of Florida.<\/p>\n\n\n\n<h2 id=\"what-non-monetary-factors-play-into-having-a-happy-retirement\" class=\"wp-block-heading\">What non-monetary factors play into having a happy retirement?<\/h2>\n\n\n\n<p>No matter what the numbers might tell you, retirement satisfaction depends on much more than how much money you save or spend. The \u201cbest\u201d place to retire depends on your individual priorities regarding location, culture, and healthcare; for example, if you prefer to retire to a simple life in a mountainous area, using your savings to retire to <a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/naples\/\">Naples, FL<\/a> will leave you dissatisfied.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.selfstorage.com\/blog\/5-ways-to-vet-a-new-neighborhood-2\/\">Do plenty of research into the culture and climate of your retirement options<\/a> before you make a decision. You should also look into <a href=\"https:\/\/www.selfstorage.com\/blog\/things-to-consider-when-deciding-where-to-move\/\">the quality of healthcare<\/a> if you\u2019re worried about staying healthy during retirement, proximity to your family members if you want them to visit you often, and the sense of community in the area if community is important to you.<\/p>\n\n\n\n<h2 id=\"should-i-rent-or-buy-my-retirement-home\" class=\"wp-block-heading\">Should I rent or buy my retirement home?<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.selfstorage.com\/blog\/shrinkflation-housing\/\">Housing is an important consideration <\/a>when deciding what your retirement will look like. Do you prefer the flexibility of renting or the stability of buying a home?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Renting an apartment or home for retirement<\/strong> gives you the ability to change your mind and figure out which location is best for you if you\u2019re not ready to make a permanent decision. This is especially useful for your first few years in a new location.\n<ul class=\"wp-block-list\">\n<li>You may want to look into <a href=\"https:\/\/www.selfstorage.com\/storage-types\/what-is-self-storage\">self-storage<\/a> if you\u2019re <a href=\"https:\/\/www.selfstorage.com\/blog\/small-space-living-tips\/\">living in a smaller space<\/a> or planning on moving around often, as you\u2019ll need some extra space in a consistent location to keep your belongings.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Buying a home for retirement<\/strong> will help you build equity and credit, and provide stability if you\u2019re ready to settle down in a new location for the long term.\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.selfstorage.com\/blog\/how-storage-reduces-cost-of-living\/\">Self-storage<\/a> will help you in this instance as well as you figure out what your home structure will look like and you decide what to keep and what to get rid of.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<h2 id=\"how-can-self-storage-make-my-retirement-move-easier\" class=\"wp-block-heading\">How can self storage make my retirement move easier?<\/h2>\n\n\n\n<p>No matter where you move or how you spend your retirement years, it\u2019s worth considering <a href=\"https:\/\/www.selfstorage.com\/blog\/how-to-downsize-your-home-2\/\">self storage to help make your move easier<\/a>. If you\u2019re opting for rental in order to try out several new places, or you live a \u201csnowbird\u201d lifestyle and travel to warmer climates every winter, you\u2019ll benefit even more from <a href=\"https:\/\/www.selfstorage.com\/blog\/cheapest-storage-unit-prices\/\">renting a storage unit<\/a> to keep some of your belongings in, and you\u2019ll find it\u2019s surprisingly affordable.<\/p>\n\n\n\n<p>Here are some common <a href=\"https:\/\/www.selfstorage.com\/blog\/self-storage-unit-size-guide-2\/\">storage unit sizes<\/a> and monthly rental prices you may find in the states we\u2019ve listed. As you\u2019ll see, prices vary wildly between states based on demand and proximity to popular moving destinations, so this may factor into your decision.<\/p>\n\n\n\n<p><p> <\/p><div style=\"border: 1px solid #d0d0d0;\">\n    <table style=\"width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 13px;\">\n        <thead>\n            <tr>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong>Storage Unit Size<\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: left; font-weight: bold; width: 25%; background-color: #f0f5fa;\"><strong>Capacity<\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: center; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/florida\/\" style=\"color: blue; text-decoration: underline;\">Florida<\/a><\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: center; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/michigan\/\" style=\"color: blue; text-decoration: underline;\">Michigan<\/a><\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: center; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/texas\/\" style=\"color: blue; text-decoration: underline;\">Texas<\/a><\/strong><\/th>\n                <th style=\"border: 1px solid #d0d0d0; padding: 15px; text-align: center; font-weight: bold; width: 15%; background-color: #f0f5fa;\"><strong><a href=\"https:\/\/www.selfstorage.com\/self-storage\/indiana\/\" style=\"color: blue; text-decoration: underline;\">Indiana<\/a><\/strong><\/th>\n            <\/tr>\n        <\/thead>\n        <tbody>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong>5&#8242; x 5&#8242;<\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Contents of a closet<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$32.24<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$34.33<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$27.21<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$28.23<\/td>\n            <\/tr>\n            <tr style=\"background-color: #fafafa;\">\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold; background-color: #fafafa;\"><strong>5&#8242; x 10&#8242;<\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">Contents of a single bedroom<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$50.33<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$49.06<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$40.98<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$39.28<\/td>\n            <\/tr>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong>10&#8242; x 10&#8242;<\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Contents of a family or living room<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$84.40<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$79.36<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$65.06<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$64.23<\/td>\n            <\/tr>\n            <tr style=\"background-color: #fafafa;\">\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold; background-color: #fafafa;\"><strong>10&#8242; x 15&#8242;<\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">Contents of three full bedrooms<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$115.74<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$101.82<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$89.15<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6; background-color: #fafafa;\">$85.46<\/td>\n            <\/tr>\n            <tr>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6; font-weight: bold;\"><strong>10&#8242; x 20&#8242;<\/strong><\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: left; vertical-align: top; line-height: 1.6;\">Contents of an entire house<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$143.95<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$117.04<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$107.29<\/td>\n                <td style=\"border: 1px solid #d0d0d0; padding: 12px 15px; text-align: center; vertical-align: top; line-height: 1.6;\">$101.03<\/td>\n            <\/tr>\n        <\/tbody>\n    <\/table>\n<\/div><\/p>\n\n\n\n<p>How can I find the right self storage unit for my retirement move?<\/p>\n\n\n\n<p>Whatever your retirement may look like, choosing the best place to spend it means you\u2019ll need to balance quality of life with finances and savings. It all depends on your unique priorities and budget, but it always requires you to plan. With enough research, you\u2019ll have your location and self-storage needs taken care of ahead of time for a long, fulfilling retirement.<\/p>\n\n\n\n<p>Still seeking out a place to store belongings you don\u2019t think you\u2019ll have space for? We can help! Use <a href=\"https:\/\/www.selfstorage.com\/storage-types\/what-is-self-storage\">SelfStorage.com\u2019s built-in search tool<\/a> to compare storage facilities near your retirement destination and find one that fits your budget and needs.<\/p>\n\n\n  <div class=\"mt-14\" id=\"article-faq\">\n    <h2 id=\"faqs\" class=\"h3 text-black\">FAQs<\/h2>\n    <div class=\"mt-4 text-dark-grey *:paragraph--l\"><\/div>\n    <div class=\"flex flex-col gap-3 mt-8 lg:gap-4\">\n        <div class=\"article-faq__item group p-6 border border-solid border-light-grey rounded hover:shadow-article-reminder transition-all duration-300 js-accordion-item\">\n    <button class=\"flex items-center justify-between w-full text-left gap-6 paragraph--l font-bold text-dark-grey transition-colors duration-300 group-[.is-open]:text-deep-blue group-hover:text-deep-blue js-accordion-btn\" aria-expanded=\"false\">\n      What is the $1000 a month rule for retirement?\n      <svg class=\"w-6 h-6 flex-shrink-0 [.is-open_&#038;]:rotate-[180deg] transition-transform duration-300 ease-in-out\"><use href=\"#icon-chevron-down\"><\/use><\/svg>\n    <\/button>\n    <div class=\"max-h-0 overflow-hidden [.is-open_&#038;]:max-h-[9999px] transition-[max-height] duration-300 ease-in-out js-accordion-content\">\n      <div class=\"paragraph pt-6\">The \u201c$1000 a month rule\u201d states that you should have $240,000 in retirement savings for every $1000 you plan on withdrawing each month during retirement.<\/div>\n    <\/div>\n  <\/div>  <div class=\"article-faq__item group p-6 border border-solid border-light-grey rounded hover:shadow-article-reminder transition-all duration-300 js-accordion-item\">\n    <button class=\"flex items-center justify-between w-full text-left gap-6 paragraph--l font-bold text-dark-grey transition-colors duration-300 group-[.is-open]:text-deep-blue group-hover:text-deep-blue js-accordion-btn\" aria-expanded=\"false\">\n      Where do the happiest retirees live in the USA?\n      <svg class=\"w-6 h-6 flex-shrink-0 [.is-open_&#038;]:rotate-[180deg] transition-transform duration-300 ease-in-out\"><use href=\"#icon-chevron-down\"><\/use><\/svg>\n    <\/button>\n    <div class=\"max-h-0 overflow-hidden [.is-open_&#038;]:max-h-[9999px] transition-[max-height] duration-300 ease-in-out js-accordion-content\">\n      <div class=\"paragraph pt-6\">\u201cHappiness\u201d depends on a number of factors. Florida is popular for retirees with larger savings accounts who want to live a resort lifestyle; Michigan is also popular among lower-budget retirees who want to stay active.<\/div>\n    <\/div>\n  <\/div>  <div class=\"article-faq__item group p-6 border border-solid border-light-grey rounded hover:shadow-article-reminder transition-all duration-300 js-accordion-item\">\n    <button class=\"flex items-center justify-between w-full text-left gap-6 paragraph--l font-bold text-dark-grey transition-colors duration-300 group-[.is-open]:text-deep-blue group-hover:text-deep-blue js-accordion-btn\" aria-expanded=\"false\">\n      Is it better to rent or buy in retirement?\n      <svg class=\"w-6 h-6 flex-shrink-0 [.is-open_&#038;]:rotate-[180deg] transition-transform duration-300 ease-in-out\"><use href=\"#icon-chevron-down\"><\/use><\/svg>\n    <\/button>\n    <div class=\"max-h-0 overflow-hidden [.is-open_&#038;]:max-h-[9999px] transition-[max-height] duration-300 ease-in-out js-accordion-content\">\n      <div class=\"paragraph pt-6\">This depends on your personal needs. If you\u2019re looking to try out a location or two before settling down, renting is the way to go; if you\u2019re set on a specific place to spend your entire retirement, it may be better to buy a home.<\/div>\n    <\/div>\n  <\/div>  <div class=\"article-faq__item group p-6 border border-solid border-light-grey rounded hover:shadow-article-reminder transition-all duration-300 js-accordion-item\">\n    <button class=\"flex items-center justify-between w-full text-left gap-6 paragraph--l font-bold text-dark-grey transition-colors duration-300 group-[.is-open]:text-deep-blue group-hover:text-deep-blue js-accordion-btn\" aria-expanded=\"false\">\n      What is the best state to retire to financially?\r\n\n      <svg class=\"w-6 h-6 flex-shrink-0 [.is-open_&#038;]:rotate-[180deg] transition-transform duration-300 ease-in-out\"><use href=\"#icon-chevron-down\"><\/use><\/svg>\n    <\/button>\n    <div class=\"max-h-0 overflow-hidden [.is-open_&#038;]:max-h-[9999px] transition-[max-height] duration-300 ease-in-out js-accordion-content\">\n      <div class=\"paragraph pt-6\">If savings are your primary concern, look into states with no income tax or sales tax. However, there is no one best state for these needs; research cost of living based on your personal healthcare and grocery needs before making a decision.<\/div>\n    <\/div>\n  <\/div>\n    <\/div>\n  <\/div>","protected":false},"excerpt":{"rendered":"<p>Retirement looks different for everyone, and you\u2019ll want to make the best decision for your wants and needs. But how do you compare different states based on taxes, healthcare, climate, culture, and cost?<\/p>\n","protected":false},"author":107,"featured_media":3985,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[3],"tags":[],"class_list":["post-3971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-moving"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v23.9 (Yoast SEO v26.5) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Best States to Retire in 2025: Top Locations for Any Budget<\/title>\n<meta name=\"description\" content=\"Discover the best states to retire in 2025 based on taxes, cost of living, quality of life, and your budget. Compare retirement-friendly cities and find your ideal location to start your next chapter.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.selfstorage.com\/blog\/best-states-to-retire-in-2025\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Best States to Retire in 2025: Top Destinations for Every Lifestyle and Budget\" \/>\n<meta property=\"og:description\" content=\"Discover the best states to retire in 2025 based on taxes, cost of living, quality of life, and your budget. Compare retirement-friendly cities and find your ideal location to start your next chapter.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.selfstorage.com\/blog\/best-states-to-retire-in-2025\/\" \/>\n<meta property=\"og:site_name\" content=\"SelfStorage.com Moving Blog\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-07T21:29:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-13T17:47:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.selfstorage.com\/blog\/wp-content\/uploads\/2026\/01\/old-couple-on-a-boat.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Peter Lalush\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Peter Lalush\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"8 minutes\" \/>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Best States to Retire in 2025: Top Locations for Any Budget","description":"Discover the best states to retire in 2025 based on taxes, cost of living, quality of life, and your budget. 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